Coverage Calculator — Devie Ortiz Palomeno
Free · Takes 1 minute

How much coverage do you actually need?

Adjust the sliders below and I'll calculate the right amounts for your Life Insurance, Critical Illness cover, and Emergency Fund — based on your real numbers.

Tell me about yourself

Your Age 30
1865
Monthly Income (take-home) ₱30K
₱10K₱300K+
Number of Dependents (spouse, kids, parents) 2
08
Monthly Expenses (bills, rent, food, etc.) ₱20K
₱5K₱200K+

A couple more things

Are you a smoker?

How many years of income to protect? 10 yrs
5 years30 years
💡 Quick tip: Most financial advisors recommend protecting at least 10x your annual income. This calculator uses a similar approach tailored for Filipino families.

Free · No sign-up · Results in seconds

Devie Ortiz Palomeno
🎓 Accountant 🛡️ Risk Management Specialist 📊 Certified Wealth Planner

Who you're working with

Devie Ortiz Palomeno

I'm not here to sell you a policy.
I'm here to help you build a plan.

As a licensed insurance advisor and certified wealth planner with 7 years of experience, I've helped over 300 Filipino families figure out exactly how much coverage they need — and how to get it without overpaying or overcomplicating things.

7+ Years Experience
300+ Clients Helped
3 Certifications

What my clients say

Real people. Real results.

★★★★★

"I always thought insurance was too complicated and expensive. Devie walked me through everything clearly — no jargon, no pressure. I finally have a plan I actually understand."

M

Cristy C.

OFW, Dubai · Life + VUL

★★★★★

"She didn't try to upsell me. She actually told me what I needed and what I didn't. That honesty made all the difference. Highly recommend to anyone starting their financial journey."

J

Joe B.

Self-employed · Critical Illness

★★★★★

"The free coverage check opened my eyes. I had no idea I was underinsured. Devie helped me fix that quickly and within my budget. Now I feel so much more at peace."

A

Joyce P.

Teacher, Batangas · Whole Life Plan

Scroll back up to calculate your coverage